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Celebrate International Credit Union Day - Join a credit union
October 9, 2002
More than 2 million credit union members around the state will celebrate
International Credit Union Day on Thursday, October 17, 2002. As they do, they
will be reminded of the benefits they enjoy including lower loan rates, better
rates on savings, and lower fees. Plus, credit unions provide excellent service.
In the 2002 American Banker/Gallup Consumer Survey, credit unions once again led
the ratings for staff friendliness and courtesy, speed of loan decisions,
deposit rates, and improvements from year-to-year in service quality.
Credit unions are for everyone, but the law places some limits on the people
they may serve. A credit union's charter defines its "field of
membership," which could be an employer, church, school, or community.
Here's how to find a credit union to join:
- Ask your boss. Your company may sponsor a credit union or may be a
sponsor group that has access to a credit union. Many employers will
directly deposit your paycheck to the credit union.
- Poll your family. Does your spouse's employer sponsor a credit
union? Most credit unions invite family members to join. Each credit union,
however, may define "family" differently. At some, only your
immediate family members are eligible. At other credit unions, family may
include extended family members, such as grandparents, cousins, uncles, and
aunts.
- Quiz the neighbors. Some credit unions have a "community"
field of membership, serving a region defined by geography rather than by
employment or some other association. Ask friends in the community if they
know of a credit union you may join.
- Read the yellow pages. Some credit unions rarely advertise, so you
might not know about them unless you look them up. A yellow pages display ad
may state a credit union's field of membership. If not, at least you'll know
what number to call to ask about membership eligibility.
- Contact the Indiana Credit Union League, 800-285-5300 or www.icul.org.
Choose the "find a credit union" option on our Web site or talk to
one of our representatives. We can help you begin your search for a credit
union to join.
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