Letters to Regulators

10-13-2020, FHFA, ICUL Comments on 2021 Enterprise Housing Goals Proposed Rule, RIN-2590-AB04

9-28-2020, CFPB, Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition; RIN 3170–AA98​

9-28-2020, NCUA, Transition to the Current Expected Credit Loss Methodology; Docket Number NCUA 2020-0074​

9-21-2020, CFPB, Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z); RIN 3170-AA83

​1-24-2020, NCUA, NCUA Proposed Rule – Real Estate Appraisals RI: 3133-AE9

1-21-2020, CFPB, Remittance Transfers Under the Electronic Fund Transfer Act (Regulation E); Docket No. CFBP-2019-0058

12-2-2019, NCUA, 2020-2021 Budgets

10-18-2019, HUD, Notice of Proposed Rulemaking on the Implementation of the Fair Housing Act’s Disparate Impact Standard FR-6111-P-02
10-15-2019, CFPB, Home Mortgage Disclosure (Regulation C) Data Points and Coverage; Docket No. CFPB-2019-0020, RIN 3170-AA97
9-17-2019,  CFPB, ICUL Comments on Debt Collection Practices (Regulation F) Docket No: CFPB-2019-0022
9-16-2019, FASB, Proposed ASU to Delay Effective Dates of Financial Instruments Standards: File Reference No. 2019-750
7-26-2019, NCUA, Public Unit and Nonmember Shares; RIN 3133–AF00
7-24-2019, NCUA, Delay of the Effective Date of the Risk-Based Capital Rules (RIN 3133–AF01)
7-1-2019, CFPB, ICUL Comments on Overdraft Rule Review Docket No: CFPB-2019-0023
6-27-2019, CFPB, ICUL Comments Request for Information Regarding Potential Changes to the Remittance Rule Docket No.: CFPB-2019-0018
6-21-2019, NCUA, ICUL comments on ANPR: Compensation in Connection With Loans to Members and Lines of Credit to Members RIN 3133–AE97
6-13-2019, CFPB, Comments on Notice of Proposed Rulemaking Home Mortgage Disclosure (Regulation C) Docket No. CFPB-2019-0021 RUN 2170-AA76
5-30-2019, FCC, CG Docket No. 17-59 and No. 17-97
5-15-2019, CFPB, ICUL Comments on Payday, Vehicle Title, and Certain High-Cost Installment Loans, Docket No. CFPB-2019-0006; RIN 3170-AA80
4-26-2019, NCUA, ICUL Comments on Supervisory Committee Audits and Verifications Rulemaking; RIN 3133–AE91
1-22-2019, NCUA, Comments Fidelity Bonds; RIN 3133–AE87