Letters to Regulators - Comment Letters

Considerable resources are focused on advocating for credit union interests on the regulatory front. Efforts include ongoing interface with regulatory agencies and submitting comment letters to the CFPB, NCUA, the Fed and other agencies. Recent letters from the League are below.

2020-11-05 - Treasury Department CDFI Fund-Proposed Certification Application
PDF, 249.99 KB
2020-10-30 - NCUA Proposed Rule on Fees Paid by FCUs RIN 3133-AF24
PDF, 245.22 KB
2020-10-30 - NCUA Comments Regarding OTR and Operating Fee Schedule
PDF, 250.47 KB
2020-10-26 - FCC Proposed Exemptions Implemented Under the TCPA
PDF, 269.05 KB
2020-10-13 - FHFA Enterprise Housing Goals Proposed Rule, RIN-2590-AB04
PDF, 303.36 KB
2020-10-05 - FHFA 2021-2024 FHFA Strategic Plan
PDF, 305.11 KB
2020-09-28 - NCUA Transition to the Current Expected Credit Loss Methodology 2020-0074
PDF, 94.39 KB
2020-09-28 - CFPB Seasoned QM Loan Definition RIN 3170-AA98
PDF, 164.14 KB
2020-09-21 - NCUA Higher Priced Mortgage Loan Escrow Exemption RegZ RIN-3170-AA83
PDF, 281.31 KB
2020-09-08 - CFPB Comment on Qualified Mortgage Lending (Reg Z)-General QM Loan Definition RIN3170-AA98
PDF, 160.68 KB
2020-08-30 - NCUA Strategies for Future Examination and Supervision Utilizing Digital Technology
PDF, 305.79 KB
2020-08-03 - NCUA Comments on 2020 Regulatory Review for Part 721
PDF, 334.53 KB
2020-07-24 - NCUA Comments on NCUA Proposed Rule-Corporate Credit Unions RIN 3133-AF13
PDF, 352.51 KB
2020-07-08 - NCUA Comments on NCUA Proposed-Rule Subordinated Debt RIN-3133–AF08
PDF, 263.52 KB
2020-07-06 - NCUA Comments on Proposed Rule Joint Ownership Share Accounts RIN-3133–AF11
PDF, 139.18 KB
2020-06-29 - Federal Reserve Comments on Reg. D Reserve Requirements of Depository Institutions-Docket No. R-715-RIN-7100-AF-89
PDF, 169.74 KB
2020-06-15 - NCUA Comment on Combination Transactions with Non-Credit Unions RIN 3133–AF10
PDF, 321.16 KB
2020-05-29 - Treasury-SBA from CUNA Leagues and AACUL
PDF, 510.30 KB
2020-03-27 - NCUA Combination Transactions with Non-Credit Unions RIN3133-AF10
PDF, 321.59 KB
2020-01-24 - NCUA Proposed Rule - Real Estate Appraisals RIN 3133-AE98
PDF, 82.04 KB
2020-01-21 - CFPB Remittance Transfers Under EFT - Reg E
PDF, 113.31 KB
2019-12-09 - NCUA NCUA Proposed Rule - Real Estate Appraisals RI 3133-AE9
PDF, 85.10 KB
2019-12-09 - NCUA Comments on Chartering and Field of Membership Proposed Rule
PDF, 85.10 KB
2019-12-09 - NCUA Comments on Chartering and Field of Membership Proposed Rule
PDF, 85.10 KB
2019-12-02 - NCUA 2020-2021 Budgets
PDF, 111.18 KB
2019-10-18 - HUD Notice of Proposed Rulemaking on the Implementation of the Fair Housing Act's Disparate Impact Standard FR-6111-P-02
PDF, 80.31 KB
2019-10-15 - CFPB Home Mortgage Disclosure (Regulation C) Data Points and Coverage, Docket No. CFPB-2019-0020 RIN 3170-AA97
PDF, 89.42 KB
2019-09-17 - CFPB ICUL Comments on Debt Collection Practices (Regulation F) Docket No CFPB-2019-0022
PDF, 80.73 KB
2019-09-16 - FASB Proposed ASU to Delay Effective Dates of Financial Instruments Standards File Reference No. 2019-750
PDF, 79.87 KB
2019-07-26 - NCUA Public Unit and Nonmember Shares RIN 3133-AF00
PDF, 84.81 KB
2019-07-24 - NCUA Delay of the Effective Date of the Risk-Based Capital Rules RIN 3133-AF01
PDF, 80.74 KB
2019-07-01 - CFPB ICUL Comments on Overdraft Rule Review Docket No CFPB 2019-0023
PDF, 83.57 KB
2019-06-27 - ICUL Comments on Request for Information Regarding Potential Changes to the Remittance CFPB-2019-0018
PDF, 56.82 KB
2019-06-21 - NCUA ICUL comments on ANPR Compensation in Connection With Loans to Members and Lines of Credit to Members RIN 3133-AE97
PDF, 84.72 KB
2019-06-03 - CFPB Comments on Notice of Proposed Rulemaking Home Mortgage Disclosure (Regulation C) Docket No. CFPB-2019-0021 RUN 2170-AA76
PDF, 79.14 KB
2019-05-30 - FCC CG Docket No. 17-97
PDF, 92.03 KB
2019-05-15 - CFPB ICUL Comments on Payday, Vehicle Title, and Certan High-Cost Installment Loans, Docket No. CFPB 2019-0006 RIN 3170-AA80 CFPB
PDF, 80.90 KB
2019-04-26 - NCUA ICUL Comments on Supervisory Committee Audits and Verifications Rulemaking RIN 3133-AE91
PDF, 101.75 KB
2019-01-22 - NCUA Comments Fidelity Bonds RIN 3133-AE87
PDF, 86.92 KB
2019-01-14 - NCUA Comments on Federal Credit Union Bylaws
PDF, 107.56 KB
2018-12-14 – Federal Reserve ICUL Comments on Docket No.OP-1625
PDF, 70.61 KB
2018-09-07 – NCUA ICUL Comments on Risk-Based Capital Supplemental Proposal (RIN 3133-AE90)
PDF, 44.50 KB
2018-08-01 – NCUA ICUL Comments on Notice of Proposed Rulemaking (PALs II)
PDF, 64.00 KB
2018-06-28 – NCUA ICUL Comments on Risk-Based Capital Rule under Prompt Corrective Action
PDF, 61.42 KB
2018-06-15 – CFPB ICUL Comments on Bureau’s Adopted Regulations and New Rulemaking Authorities Docket No. CFPB-2018-0011
PDF, 49.60 KB
2018-03-05 – Department of Labor CU Consortium Comments on Definition of Employer Small Business Health Plans RIN 1210-AB85
PDF, 155.10 KB
2017-09-01 - NCUA Comments on Stabilization Fund Closure
PDF, 120.86 KB
2017-09-01 - NCUA Comments on Requirements for Insurance NCUSIF Equity Distributions
PDF, 89.01 KB
2017-08-29 - NCUA Revised Overhead Transfer Rate Methodology
PDF, 63.57 KB
2017-08-04 - NCUA Bylaws, Bank Conversions and Mergers; and Voluntary Mergers of Federally Insured Credit Unions
PDF, 116.09 KB